Do you own or plan to purchase a home in the Chattanooga metro area? Whether you need to insure a new primary home, find coverage for a seasonal home, or review your existing homeowners policy, the insurance professionals at Alder & Cox Insurance can help. As an independent insurance agency, we work for our customers, not for some big insurance carrier. As a locally owned and operated business, we understand the needs and concerns of local homeowners. Let us help you find the right home insurance policy for your situation.

Homes We Insure

Alder & Cox provides homeowners insurance for residents of Tennessee and Georgia. We work with many different types of homeowners including

• First-time homebuyers
• Apartment owners
• Condominium owners
• Established homeowners
• Owners of multiple residences

Homeowners Policies We Write

We don’t believe in one-size-fits-all policies but instead offer customizable options to meet your specific needs. In addition to a full range of limits and deductible options, we provide both standard and specialized policy options. These include

• Standard dwelling coverage
• Medical coverage for guests injured in a home
• Personal liability coverage anywhere in the world
• Additional living expenses if a home is uninhabitable after a covered event
• Personal property coverage
• Scheduled personal property coverage for rare or expensive belongings
• Umbrella coverage to extend limits
• Vacant dwelling coverage
• Seasonal home insurance
• Rental home insurance for those who rent out homes

Like you, your home is unique. Don’t settle for a cookie-cutter insurance policy when it comes to protecting the things that matter most. Contact Alder & Cox Insurance to learn more about customizable homeowners insurance to fit your unique needs.