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Construction Insurance

Insurance for Contractors

Construction and general contracting are major industries in Tennessee and Georgia. As a locally owned and operated business ourselves, Alder & Cox Insurance takes pride in assisting other local businesses with your insurance needs. That’s one of the reasons we offer specialized business packages tailored to the construction industry.

Contractors We Insure

We offer a number of insurance policies for contractors. From the one-person operation working out of a truck all the way up to general contractors, and all situations in between, we have insurance options to help protect your bottom line while you do business. We write policies for

  • Homebuilders
  • Commercial construction companies
  • Plumbers
  • Welders
  • Electricians
  • HVAC specialists
  • Painters
  • Cleaning services
  • Dry wall crews
  • Trim carpenters
  • Almost any construction related operation

Policies Options We Provide

The size and scope of your contracting business will influence the amount and type of insurance you require. Our insurance professionals will take the time to learn about your company, and we’ll make recommendations based on the risks you face. We write several customizable business policies such as

  • Workers compensation insurance
  • Surety bonds
  • Commercial vehicle insurance
  • General liability insurance
  • Loss of income coverage
  • Employment practices liability
  • Employee dishonesty coverage
  • Identity theft protection and data loss coverage
  • Business property insurance
  • Umbrella coverage and extended limits

In addition to these general business policies, we also offer industry-specific coverage for contractors. These policy options include

  • Inland marine insurance
  • Construction trailer coverage
  • Insurance for remodel projects
  • New construction project coverage
  • Additional insureds
  • Existing inventory coverage
  • Waivers of subrogation
  • Flood insurance

Even within a single industry, every business has a different set of risks and business concerns. Let us provide you with a free risk assessment. As we get to know your company, we’ll make recommendations on affordable commercial insurance options. We’ll check for gaps in coverage as well as redundancies that can be removed in order to save you money. Contact Alder & Cox Insurance today to learn more about our insurance options for builders and general contractors.