Most drivers in the United States are required to carry at least minimum liability insurance on their vehicles. Because of this, the drivers in Tennessee and Georgia served by Alder & Cox Insurance are constantly bombarded by ads for auto insurance. What brings customers to us, and what helps us maintain customer loyalty?

Auto Coverage from an Independent Insurance Agency

Unlike direct insurance agents, the agents atAlder & Cox can shop multiple insurance carriers for you. We work with several top carriers, and we take pleasure in helping our customers find the best value in auto insurance. Naturally, we consider price in the equation, but cut-rate policies aren’t our focus. Instead, we work with customers and insurance carriers to write auto insurance policies that provide the right coverage and value for each individual situation.

Auto Coverage You Need

In Georgia and Tennessee, the two states where we do most of our business, drivers are only required to carry minimum liability insurance. This liability coverage will pay up to $50,000 in medical liability per auto accident and either $15,000 or $25,000 in property liability, depending on your state of residence. Consider this: If you hit and total a brand new car, the property damage is likely to be much more than $25,000. Also, injuries and accident-related deaths average over $65,000 each, nationwide. With only minimum liability, you could be sued for the remaining amounts.

True value in auto insurance comes at rates much lower than you might expect. Insurance companies base their rates on perceived risks. Drivers that take responsibility and purchase additional coverage are proving their responsibility. Affordable options beyond extended liability are also available, and these options can often be added to your auto policy without radical increases to your premiums. We offer

• Collision insurance to pay for repairs to your vehicle following an accident
• Comprehensive coverage to pay for repairs due to non-accident-related damage to your vehicle
• Medical payments coverage to pay for medical treatment required by you or your passengers following an accident
• Towing and roadside assistance to help in the event of a breakdown
• Rental reimbursement to help with transportation while your vehicle is being repaired

When you need car insurance from an agent that has your best interests at heart, turn to Alder & Cox Insurance. We’ll help you protect yourself, your family and your automobiles. Most important, we’ll be here to help get you back on the road if an accident happens.

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